AIA Vitality program changes (updated Nov 2020)

About AIA Vitality It’s hard to beat feeling healthy. That’s why AIA Vitality provides online and offline health assessments, and exciting rewards to keep you motivated along your wellness journey. With AIA Vitality, the more the effort you put towards improving your current state of health in areas such as mental wellbeing, exercise and nutrition, […]

About AIA Vitality

It’s hard to beat feeling healthy. That’s why AIA Vitality provides online and offline health assessments, and exciting rewards to keep you motivated along your wellness journey.

With AIA Vitality, the more the effort you put towards improving your current state of health in areas such as mental wellbeing, exercise and nutrition, the greater your rewards, including:

  • Cashback on flights
  • Shopping vouchers
  • Entertainment and lifestyle discounts

How to get AIA Vitality

Importantly, AIA Vitality is not a stand-alone product, but a rider off AIA Australia’s life or private health insurance. Anybody can have it, regardless of your health or private health cover status, as long as:

  • Your age is between 18 and 100;
  • You purchase a new insurance product at AIA Australia;
  • You purchase at least one type of insurance products from these categories:
    — accidental death (no medical examination required)
    — accidental income protection (no medical examination required)
    — death
    — total and permanent disability
    — income protection
    — crisis recovery
    — private health insurance
  • The new insurance you’ve purchased is at least $500 pa in premium;
  • You pay $11.50 pm AIA Vitality fee unless you purchase the private health cover in which case this fee will be waived

About the most recent changes

AIA routinely modifies the way they reward members who are committed to improving their health and making healthier choices. You can download the updated official Point Guide here

And here are the major changes across the program components between May 2019 and October 2020:

  1. Complete health checks

    Program

    Points Capped per Membership Year

    How to

    Before May 2019

    After Oct 2020

    AIA Vitality Health Check

    6000

    7000

    On app

    AIA Vitality Nutrition Consultation

    1500 points

    2000

    Via paid service with a discount

    Nutrition Tracking

    4800

    1200

    Via free Fitbit app

    Shingles Zoster vaccination

    1000

     

    HPV vaccination

    1000

     

    Vitality health review

    1000

    1000

    On app

    Skin self-examination

    1000

    1000

    On app

    Non-smoker’s declaration

    1000

    1000

    On app

    Online nutrition assessment

    1000

    1000

    On app

    Your psychological assessment

    250

    250

    On app

    Your stressor assessment

    250

    250

    On app



  2. Maintain your fitness and mental wellbeing


    Program

    Points Capped per Membership Year

    How to

    Before May 2019

    After Oct 2020

    AIA Vitality at home physical activity

    15000

    Watch and follow home workout videos

    Gym/outdoor fitness

    15000

    Visit gym partners or use a fitness tracking app (eg. Strava)

    AIA Vitality at home food and nutrition

    1300

    Watch cooking videos on app

    AIA Vitality at home mindfulness

    2000

    Option 1 (75 points pw)

    Each of the below activities is for 25 points & can choose one per day 3 times a week. Cap of 75 points per week applies as they fall under one category.

     

    New Mindfulness Meditation Apps: Calm, Buddhify, Headspace, Insight Timer and Meditation Timer & Log: 10 minutes of meditation is required to receive the 25 points.

     

    OR

    Mindfulness activities via the AIA Vitality at Home:

    • AIA Live – Importance of Berthing for Fighting Stress
    • AIA Live – Ian Jones Workshop: Fitness & Wellbeing
    • Mental Wellbeing – A Guide to Mindfulness
    • Mental Wellbeing – Endota Spa 20 minute guided meditation

     

    Option 2 – use Mentemia app (100 points pw)

    Designed to give members a boost to their everyday wellbeing, the app is like a personal mental wellbeing coach. It contains simple, bite size tools and techniques to deal with common stressors that we all face.

     

    Goals

    6000

    –           

    Goals have been removed

    Fitness assessment

    3000

    3000

    At participating gyms, however, repeated health checks in step 1 will not be given points again

    Sleep tracking

    2000

    2000

    Using a sleep tracking app (eg. Sleep Cycle) or device and track at least 7 hours sleep

    Smoking cessation

    1000

    1000

    Quit smoking for 12 months and sign a declaration

  3. Benefits and rewards

    Changed lements:

    The shopping awards have been reduced:

    Points threshold

    Previous value

    New value

    5,000

    $20

    N/A

    10,000

    $40

    $20

    15,000

    $60

    $40

    20,000

    $80

    $60

    25,000

    $100

    $80

    30,000

    $150

    $100

    35,000

    $200

    $200

    Total

    $650

    $500


    Newly added benefits:

    Apple Watch Benefit

    Earn your Apple Watch in full by reaching your Active Benefits physical activity each week for 24 months.

    CommBank partnership

    If you have a bank account with CommBank, now you can choose to receive your weekly active reward of $5 or any shopping vouchers to be deposited in your CommBank account

    New shopping voucher partners

    UberEats, Uber, Amazon and Bunnings are now shopping voucher partners with AIA Vitality

    The Forktree Project donation and YoungCare donation are now charity partners with AIA Vitality


    And the following benefits haven’t changed:

    Shopping voucher partners

    Itunes store, Myer, Commonwealth Bank of Australia, Google Play store, Woolworths, Cancer Council donation, Black Dog Institute donation, and Diabetes Australia donation

    Gym membership discount (Virgin Active, Anytime Fitness and Fitness First)

    Up to 50%

    Endota Spa gift voucher

    Up to 50%

    Movie ticket at Hoyts

    50%

    Flight tickets cashback (Virgin Australia and Singapore Airline)

    Up to 50%

    Jaggad clothing

    20%

    Fitbit device discount

    30%

    Garmin device discount

    25%

    Dieticians Australia consultation

    70% off initial consultation

    Allen Carr smoking cessation online seminar

    Free for AIA Vitality members (costs $695 for non-members)

Feedback and FAQs about AIA Vitality

You can now use this link to provide feedback and comments directly to AIA Australia or copy and paste this link https://aia.mcxplatform.com.au/cgi-bin/qwebcorporate.dll?idx=AB77Y3&tm=Shaniqua.Makombeshamu in your browser.

You can also find the answers to the frequently asked questions about the points system here

AIA Australia Income Protection and Crisis Recovery rate increase

If you have AIA Vitality program attache to an existing Income Protection or/and Crisis Recovery policy, there is good and bad news for you. 

The bad news is that the insurance premium is increasing from 1st April 2021 according to this announcement, and the good news is that comparing to the industry-wide insurance premium increase, AIA Australia’s rate increase happened slightly later and at a smaller rate. 

If you have concerns around the affordability of your existing policies, please feel free to get in touch and review the appropriateness of your existing covers. 

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