The holy grail of most people’s wealth-building goal is to achieve financial freedom. Financial freedom, or financial independence, is the status of having a dependable cash flow to pay your living expenses for the rest of your life without having to be employed or dependent on others. Just about everyone wants to achieve financial freedom […]
About the most recent changes
AIA routinely modifies the way they reward members who are committed to improving their health and making healthier choices, and here is the most recent AIA Vitality update.
Here is the official Point Guide:
You can download it here.
Major AIA Vitality update across the program components between May 2019 and October 2020:
Complete health checks
Maintain your fitness and mental wellbeing
Benefits and rewards
The shopping awards have been reduced:
There are newly added benefits:
And the following benefits haven’t changed:
About AIA Vitality
It’s hard to beat feeling healthy. That’s why AIA Vitality provides online and offline health assessments, and exciting rewards to keep you motivated along your wellness journey.
With AIA Vitality, the more the effort you put towards improving your current state of health in areas such as mental wellbeing, exercise and nutrition, the greater your rewards, including:
- Cashback on flights
- Shopping vouchers
- Entertainment and lifestyle discounts
How to join AIA Vitality
Importantly, AIA Vitality is not a stand-alone product, but a rider off AIA Australia’s life or private health insurance. Anybody can have it, regardless of your health or private health cover status, as long as:
- Your age is between 18 and 100;
- You purchase a new insurance product at AIA Australia;
- You purchase at least one type of insurance products from these categories:
— accidental death (no medical examination required)
— accidental income protection (no medical examination required)
— total and permanent disability
— income protection
— crisis recovery
— private health insurance
- The new insurance you’ve purchased is at least $500 pa in premium;
- You pay $11.50 pm AIA Vitality fee unless you purchase the private health cover in which case this fee will be waived
If you are interested in joining AIA Vitality or review your covers, please email us at email@example.com
Feedback and FAQs about AIA Vitality
AIA Australia Income Protection and Crisis Recovery rate increase
If you have AIA Vitality program attache to an existing Income Protection or/and Crisis Recovery policy, there is good and bad news for you.
The bad news is that the insurance premium is increasing from 1st April 2021 according to this announcement, and the good news is that comparing to the industry-wide insurance premium increase, AIA Australia’s rate increase happened slightly later and at a smaller rate.
If you have concerns around the affordability of your existing policies, please feel free to get in touch and review the appropriateness of your existing covers.